January – February 2021 Newsletter

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Welcome to our January / February 2021 edition. In a year of renewal, hopefully we’ll see a world that is steadily returning to normal, while also rapidly accelerating into a transformed future. Although lockdown restrictions are easing, the coronavirus (COVID-19) pandemic will continue to impact on our lives in many ways. Where will we be in six months, a year, ten years from now? One thing is certain, COVID-19 has reshaped all of our futures.

• • On page 8 talks about your ISA allowance, you should make use of it before the deadline at midnight on Monday 5 April 2021. The date marks the end of the 2020/21 tax year. 
    
    
  • On page 10 while the Chancellor is looking to reduce the tax gap, there are nonetheless still opportunities to review your financial arrangements for saving tax throughout the tax year. Find out what to consider via this article.
    
    

Full Contents

03 WEALTH NEEDS MANAGING – NOW MORE THAN EVER Achieving your financial goals through investing, and one size does not fit all 

04 TAXING TIMES ON THE HORIZON! Are you protected against future Capital Gains Tax rises? 

05 MORE OVER-55S FORCED TO DIP INTO PENSION POTS Understanding the different ways you can use your pension money 

06 NEW YEAR, NEW START TO YOUR FINANCES Taking time to understand your financial plans will really pay off 

08 DON’T MISS THE ISA DEADLINE Saving and investing for a future that matters. Yours. 

09 5 HEALTHY FINANCIAL HABITS YOU SHOULDN’T IGNORE How to get your finances in order to make more of your money 

10 TAX SAVING OPPORTUNITIES It’s time to identify, plan for and potentially mitigate your tax burdens 

12 WHY CASH MAY NOT BE KING How much of your wealth do you currently hold in cash?