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January – February 2023 Newsletter

January – February 2023 Newsletter

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Welcome to our January / February 2023 edition. With the current tax year having befun on 6 April 2022, the clock is ticking and it is important to utilise all the tax beenfits. In this issue we go into these in more detail.

      • On page 4 we cover all Individual Savings Account (ISA) allowances including children ISA.

      • On page 7 we look at ways to secure your family’s finances including protection, Wills and Estate Planning.

      • On page 8 as the new tax year is fast approaching then looking at personal tax planning is something everyone should consider to maximise the benefits of the new tax year.

      • On page 12 we look at the unique retirement challenges that women may face.

    Full Contents

    03 CHANCELLOR RETAINS STATE PENSION TRIPLE LOCK. State Pension is set for a record- breaking increase from April 2023

    04 DONT MISS THE ISA DEADLINE. Use your tax-efficient allowance or lose it forever!

    06 PHASED RETIREMENT. Pre-retirees starting their plans but will rising living costs halt their plans?

    07 NO ‘ONE-SIZE-FITS-ALL’ PROTECTION SOLUTION. Helping you feel confident your family’s finances are secure.

    08 TAXING TIMES. Time for a tax health check?

    10 TIME TO GET YOUR RETIREMENT PLANS IN MOTION. Three in five Britons feel stressed about later life planning. 

    11 TRACING OLD AND LOST PENSIONS. Nearly half of pension holders have lost track of some of their pension pots.

    12 MENOPAUSE IN THE WORKPLACE. Unique retirement planning challenges women face.


    Time to make financial New Year resolutions you can keep? New Year resolutions are much easier to meet when you consider what is most important. For many people, ii often brings around an opportunity for change. 

    Whatever your aims, we’re here to help. We hope you enjoy reading this issue and if you would like further information or want to arrange an appointment, please contact us.