Ongoing Fees
Ongoing service fees
Choose the level of service that suits you. Most services are included in your annual fee; a few are charged separately and always agreed with you in advance.
For those at an early stage of pension or investment planning, with more limited assets.
- Online portal and document library
- Quarterly newsletter and market commentary
- Digital gap analysis
For clients who need an annual review and ongoing planning.
- Annual review meeting by video call
- Annual review of objectives, risk, strategy and tax efficiency
- Annual cash flow planning
- Annual changes to investments, contributions and withdrawals
- Direct access to your adviser
For clients with larger or more complex finances who want regular reviews and changes during the year.
- Everything in Core
- Regular reviews and meetings during the year, at a frequency agreed with you
- Face-to-face review meetings
- Trust planning and inheritance tax planning reviews
- Regular changes to your strategy, contributions and withdrawals
- Liaising with your tax advisers, legal advisers and trustees
Your fee stops rising at £800,000.
Core is capped at £4,000 a year and Wealth at £8,000 a year. Invest more than £800,000 and your overall percentage keeps falling. For example, on £1.5m your cost works out at:
Work out your fee
Enter the value of your investments to see what each service level costs a year. Core and Wealth stop rising at £800,000, so the larger your portfolio, the lower your overall rate.
Your initial meeting and recommendations are free. An ongoing fee applies only if you would like us to provide the ongoing service, and every cost is confirmed in writing before any work starts.
What's included
Core covers your plan once a year, at your annual review. Wealth adds regular reviews and changes during the year, plus trust and inheritance tax planning reviews.
| Service | Lite | Core | Wealth |
|---|---|---|---|
| Keeping you informed | |||
| Online portal access | ✓ | ✓ | ✓ |
| Online document library | ✓ | ✓ | ✓ |
| Quarterly market commentary | ✓ | ✓ | ✓ |
| Quarterly newsletter | ✓ | ✓ | ✓ |
| Annual statement of holdings | ✓ | ✓ | ✓ |
| Confirmation of provider statements | ✓ | ✓ | ✓ |
| Valuation reports on request | – | ✓ | ✓ |
| Access to your adviser by phone and email | – | ✓ | ✓ |
| Reviewing your position | |||
| Digital gap analysis | ✓ | ✓ | ✓ |
| Annual review of your objectives, risk, investment strategy and tax efficiency | – | ✓ | ✓ |
| Annual review meeting by video call | – | ✓ | ✓ |
| Annual cash flow planning | – | ✓ | ✓ |
| Regular reviews and meetings during the year, at a frequency agreed with you | – | * | ✓ |
| Face-to-face review meeting | – | * | ✓ |
| Trust planning reviews | – | * | ✓ |
| Inheritance tax planning reviews | – | * | ✓ |
| Taking action | |||
| Introduction to legal and accountancy services | ✓ | ✓ | ✓ |
| Annual changes to your investment strategy and fund switches | – | ✓ | ✓ |
| Annual changes to ISA, pension and investment contributions | – | ✓ | ✓ |
| Annual top-ups and additional investments | – | ✓ | ✓ |
| One-off ISA, pension and investment contributions | – | ✓ | ✓ |
| Annual changes to regular withdrawals | – | ✓ | ✓ |
| Regular changes to your investment strategy and fund switches | – | * | ✓ |
| Regular changes to ISA, pension and investment contributions | – | * | ✓ |
| Regular changes to withdrawals | – | * | ✓ |
| Liaising with your tax advisers, legal advisers and trustees | – | * | ✓ |
| Annual fee | £250 | 0.5% | 1% |
| Minimum a year | – | £750 | £1,500 |
| Maximum a year | – | £4,000 | £8,000 |
* Available to Core clients at an additional cost, agreed with you in advance.
Want to know more?
Book an initial meeting by video call. Our recommendations come at no cost; you only pay if you'd like us to put them in place.
Every cost is confirmed in writing before any work starts.
