Videos
Short, plain-English videos on how we work and how we plan. Choose a topic to jump straight to it.
How we work
Your financial advice journey: four clear steps
An overview of how we work with you, from your first video call to keeping your plan on track.
How we workPlanning your future
Cash flow modelling: test your plan before you live it
How we model your whole life on one line, test the plan against falling markets, lower returns and higher inflation, and review it as life changes.
Retirement planningAnnuity or drawdown? There’s a third way
How a layered retirement income plan can combine guaranteed income for essentials, a smoothed fund for lifestyle and growth funds for the rest, reviewed every year.
Retirement planningUnderstanding investing
New to investing with us? We suggest watching these three in this order.
Why multi asset funds? Explained simply
Shares, bonds, property and cash behave differently from year to year. See how a multi asset fund blends them in one fund, with a simple illustrative example of a market fall.
Investment managementActive, passive… and a third type of fund you might not know
Most people know about active and passive funds. This video explains the third type, tactical allocation trackers, and how they differ.
Investment managementOne fund or several? Why build a multi-fund portfolio
Is one tracker fund enough? See why we often blend funds, what extra diversification that can add, and the extra management it needs to keep it within your risk level.
Investment managementGoing deeper
A more detailed look for anyone who would like to understand the thinking behind it. Optional viewing.
The Efficient Frontier explained simply
Why the best-performing investment changes from year to year, and what Modern Portfolio Theory says about blending different types of investment.
Investment managementOur services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance.
